Give your borrowers three periods of saving over 18 months with our compressed buy-down option. Available for Full Doc, Bank Statements, and Debt Service Coverage Ratio.

Get Approved

What is iPS?

Unlock a lower interest rate on mortgage loans by using buydowns. Buydowns on mortgage loans can save homeowners interest payments in the long run. By purchasing discount points upfront, you may lower your interest rate and also get closer to your dream home. Note that the initial cost of a buydown involves an up-front fee.

See How It Works

Benefits of iPS

Smaller payments in the early years of your home loan.
Paying less interest over the life of your loan due to the initial savings.
You may be able to qualify for a higher mortgage.

Meet Our Expert Account Executives Who Are Ready To Explore All Loan Possibilities

We firmly believe that successful lending begins with offering our borrowers outstanding service and unique solutions that truly work for them. Let us exceed your expectations!

Contact Us

Other programs

Explore the different programs available to find the best option for your borrower.

Home Equity Loan

Our standalone 2nd mortgage program designed to go behind low-interest rate NonQM, QM and Non-Owner-Occupied 1st Mortgages.

How It Works

Intelligent Non-Conforming

Designed to streamline and consolidate your options, iNC gives your borrowers access to the varied features that Non-QM has to offer.

Discover The Benefits